Privacy Policy

Introduction

Welcome to Mangere Budgeting Services (“we,” “our,” or “us”). This Privacy Policy explains how we collect, use, and protect your information when you visit our website http://mangerebudgeting.org.nz. By using our site, you acknowledge and agree to this Privacy Policy.

We provide tools, information, and tips to help individuals make informed decisions about budgeting and financial management. Our content is provided on an “as-is” basis, without warranties or guarantees. The information we provide is for general guidance only and should not be considered professional or financial advice. We take no responsibility for any actions or decisions taken based on the information provided.


Disclaimer

  • The tools and resources provided on this website are for informational purposes only.
  • We do not offer financial advice, personalized guidance, or specific recommendations.
  • You use the information, tools, and resources at your own risk, and we take no responsibility for the outcomes of your decisions.
  • Always consult a qualified professional for advice tailored to your circumstances.

Information We Collect

1. Voluntary Information

We collect personal information directly from you when you:

  • Contact us via forms or email.
  • Participate in surveys or provide feedback.

This may include:

  • Your name, email address, or phone number.
  • Any information you voluntarily provide in messages or feedback.

2. Automatically Collected Information

When you visit our website, certain information is collected automatically:

  • Cookies: Small data files stored on your browser to enhance user experience and enable advertising.
  • Log Data: Your IP address, browser type, device information, and pages visited.
  • Analytics Data: General website activity tracked through third-party analytics tools to improve functionality and user experience.

Use of Google AdSense

Our website uses Google AdSense to display advertisements. This helps us maintain the website and provide free resources.

How Google AdSense Works

  • Google AdSense uses cookies, web beacons, and similar technologies to serve ads based on your previous interactions with this site or other websites.
  • These cookies enable Google and its partners to display targeted ads that match your interests.

Types of Data Collected by Google AdSense

  • Your browsing behavior, including pages visited and interaction with ads.
  • Non-personalized ads may still use cookies for frequency capping, aggregated ad reporting, and to prevent fraud.

Your Choices with Google AdSense

  1. Manage Cookies:
    • You can block or delete cookies through your browser settings. However, this may affect the functionality of certain features on our site.
  2. Opt-Out of Personalized Ads:

For more information about Google’s data practices, please see Google’s Privacy Policy.


How We Use Your Information

We use the information collected to:

  • Enhance the functionality and user experience of our website.
  • Display relevant advertisements through Google AdSense.
  • Respond to inquiries and feedback.
  • Monitor website traffic and usage patterns for internal purposes.

Sharing Your Information

We respect your privacy and will not sell, rent, or share your personal information with third parties, except in the following circumstances:

  • Advertising Partners: Data collected through Google AdSense cookies may be shared with Google and its advertising partners for ad-serving purposes.
  • Legal Requirements: We may disclose information if required by law or to protect the security of our website and users.

Your Responsibilities

By using our website, you acknowledge that:

  1. The tools and information provided are for general guidance only and are not a substitute for professional advice.
  2. Advertisements displayed on our website are managed by third parties (e.g., Google AdSense), and we are not responsible for their content or privacy practices.
  3. You are solely responsible for verifying the information and making decisions based on your circumstances.

Data Security

We take reasonable steps to protect your data, including:

  • Implementing secure storage systems for voluntary data you provide.
  • Using SSL (Secure Sockets Layer) technology to encrypt data transmitted via our website.

However, no online platform can guarantee absolute security, and you use our website at your own risk.


Your Rights

As a user, you have the following rights:

  • Access: Request access to any personal information we may hold about you.
  • Correction: Request corrections to inaccurate or incomplete information.
  • Opt-Out: Disable cookies and personalized ads via your browser settings or Google Ad Settings.

To exercise these rights, please contact us directly.


Changes to This Privacy Policy

We may update this Privacy Policy to reflect changes in our practices or legal obligations. Any updates will be posted on our website, and continued use of the site constitutes acceptance of the revised policy.


Contact Us

For questions or concerns about this Privacy Policy, please contact us:

Mangere Budgeting Services
Website: http://mangerebudgeting.org.nz
Email: support@mangerebudgeting.org.nz

By using our website, you agree to the terms outlined in this Privacy Policy.


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